Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ Portal through June 30, 2024. Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening redeemable for $250 in gift cards at.Here is a list of our partners who offer products that we have affiliate links for.
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To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective. Of course, as with all credit cards, you should never spend more than you can fully pay off at the end of the month, category bonus or not. And even if they don’t, with some categories, there might be room for creative spending.įor example, many grocery stores and pharmacies sell gift cards to other stores and brands, so it may be a good opportunity to stock up. This means that you can max out your earnings in a quarter if the categories align with your spending habits. The Citi Dividend card allows you to earn cash back up to its $300 annual cash back earnings limit. However, it does not include florists and florists’ supply stores nursery stock wholesale construction stores or glass stores. The home improvement stores category includes purchases at home supply warehouse stores lumber and building materials stores paint and wallpaper stores hardware stores nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. The gas stations category excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or any other retailers that don’t use the gas station merchant category code. The Citi Dividend card’s 5% cash back categories for the third quarter of 2023 are: Something to be wary of is that all purchases must post to your account during the promotional period and returned items do not qualify as eligible purchases.Īlthough the card is no longer open to new applicants, current Citi Dividend cardholders can and should activate the offer online and reap its rewards. It’s important to note that the Citi Dividend card limits cash-back earnings to $300 per year, regardless of how or when you reach that amount. Outside of quarterly category bonuses, the card earns a flat 1% cash back on purchases. While some cash-back cards announce category bonuses for the year all at once, Citi unveils its 5% cash back categories before the start of each quarter.
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